Equipment Term Loans
Our equipment term loans provide secured financing for the purchase of new or used machinery, vehicles, and business-critical equipment. Structured to align with the useful life of the asset, these loans support growth, replacement, and expansion needs across a range of industries. In many cases, we can provide up to 100% financing, enabling clients to preserve liquidity while acquiring the equipment necessary to operate and scale their business.
Tax-Exempt Financing
We provide tax-exempt financing solutions to municipalities and qualified nonprofit organizations, delivering cost-effective capital for public-purpose and mission-driven projects. Our experience across issuer types, debt structures, and regulatory requirements allows us to execute efficient, compliant transactions tailored to each borrower’s operating and capital needs, including:
Municipal Tax-Exempt Financing
Financing for municipalities and other qualified public entities, including general obligation notes and other tax-exempt debt structures designed to align with budget cycles, revenue sources, and statutory requirements.
501(c)(3) Tax-Exempt Financing
Conduit-issued tax-exempt financing for qualified nonprofit organizations, providing access to lower-cost capital for facilities, equipment, and long-term growth initiatives while allowing borrowers to maintain operational control of their projects.
Our approach combines technical expertise with practical execution to help public and nonprofit borrowers achieve long-term financing at favorable borrowing costs.
Lease Financing
We provide customized lease financing solutions for businesses, nonprofit organizations, and municipal entities seeking efficient, cost-effective funding for equipment and vehicles. Lease financing typically allows for 100% financing, including soft costs, enabling organizations to preserve liquidity while acquiring essential assets. LCC provides a range of lease structures designed to align with accounting treatment, tax considerations, and end-of-term flexibility, including:
Capital Leases
Ownership-focused leases that allow the lessee to retain the asset while spreading cost over its useful life.
TRAC Leases
Commonly used for vehicle fleets, offering flexible residual treatment and predictable end-of-term outcomes.
FMV Leases
True-lease structures with lower monthly payments and fair market value purchase or return options
at maturity.
Municipal Leases
Tax-advantaged lease-purchase agreements structured for public entities, often with non-appropriation provisions.
With experience across asset classes and borrower types, we structure lease solutions that balance cash flow efficiency, flexibility, and long-term value.
Commercial Mortgage Loans
Our commercial mortgage loans provide long-term, secured financing for income-producing and owner-occupied real estate. Designed to support acquisitions, refinancings, and property improvements, these loans offer structured repayment terms and competitive pricing. By tailoring loan structures to the underlying asset and cash flow, we deliver financing solutions that support stable ownership and long-term value creation.
Construction Financing
Our construction financing solutions support owner-occupied and commercial real estate projects from ground-up development through completion. We provide structured, milestone-based funding that aligns capital deployment with project progress, helping manage cash flow and reducing interest expense during construction. Backed by experienced underwriting and hands-on project oversight, our construction loans offer the flexibility and certainty needed to keep projects on schedule and on budget.
